5. Theft or Loss of Your Possessions
Finally, the homeowners insurance policy covers your possessions in your house that were stolen during a burglary. We have mentioned previously about the damages of interior things from floods, fire, and such occurrences.
Now at this point, it is about theft and loss of your possessions. It could be that a thief stole your jewelry, designer clothes, or your beloved art. In this case, the policy can compensate for it.
However, as previously mentioned, you should take a different insurance policy for your expensive possessions. That will ensure that you are paid when they are stolen or lost.